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CC Change in Terms... update

October 20th, 2006 at 10:11 am

DH called the CC company this morning. The bad news is that they won't change the rate. The good news is that the new APR will only apply for purchases made after Dec. 4th. The existing balance will be paid off by then, and no new purchase will be made with it. So it's not a big problem.

BTW, for those following, this was CC#3

He also called about CC#2, and got the late fee refunded for a $120 payment. I had him call his CC companies and between the late and overlimit fees, I think they refunded somewhere around $80.

Posted in CC & Debt | 2 Comments »

2 Responses to “CC Change in Terms... update”

  1. Champion Cheapskate Says:
    October 21st, 2006 at 01:13 pm

    Oops, clicked the wrong "cc change in terms" before. Knew something looked strange. Anyway, the late fee assessed on the other credit card may have been the problem. If it was an error then have the other credit card company explain it to them. Good luck.

  2. Lau Says:
    October 22nd, 2006 at 02:46 pm

    Thanks Cheapskate (LOL!! Never knew I would call someone like this without insulting them)... I think we're just going to pay it off. The balance is "only" $290.00. That'll be gone by December.

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