I receive one of Bankrate.com newsletters every week. This week is Tips for stretching your holiday budget:
1. Make a spending plan
2. Know your limits
3. Track your spending
4. Shop with a list
5. Shop early
6. Be an educated consumer
7. Load up your wallet with cash
8. Use credit judiciously
9. Beware of sales pitches

Check out the link for more details. I all seems like 'duh!'s, but it's always good to be reminded