I have been completely obsessed with our budget lately, counting to the penny what comes in and goes out every month and trying to figure out what will come in a go out in the next few months. Well you dummy! What about the car insurance?!?!
Last year in March, our insurance comes up. Because I didn't have my US license and we were switching companies, it took a few months for the premium to actually shows as it should. We went from $1,600 to $2,100 back to the "normal" premium of $900. But while it was very high, our monthly payment due was also way up there, and whether I liked it or not, I had to make the $2,100/12 payment for a few months. Long story short, our premium ended up being paid way early in July I think and I sort of forgot we ever had to pay for car insurance. Now our policy is going to come up in 2 months and I didn't factor that into the budget.
Ok, we'll have to readjust he number a little bit. What really makes me angry? This article from Boston.com: Auto rates may drop but not for all in 2007:
A state law passed in 2004 changed the effective date of the 2007 auto insurance rates from Jan. 1 until April 1, which means anyone renewing their policy during the first three months of the coming year will continue to be billed at the 2006 rate for all of 2007.
And when is my policy being renewed??? Huh huh... in March! Damn you people making laws