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Archive for April, 2007

Want to opt-out?

April 19th, 2007 at 02:53 pm

Cap at StopBuyingCrap.com made a very useful post on Friday.

HOWTO: Protect What’s Left of Your Consumer Privacy.

You'll find links to different institutions' site where you can opt-out of mailing and phone calls if you have an account with them. Check it out...

Bank of America starts charging Maintenance Fee... See ya!

April 14th, 2007 at 10:24 am

A few month ago, I opened a Bank of America account. I had also seen an article mentioning that BoA would start charging fees on their "free" checking account. Well people, that moment is here.

I deposited $40, got $100 in referral and bonus. When I checked it this morning, instead of seeing my regular $140, I see $134.05. They took $5.95 for Account Maintenance Fee. This is the most ridiculous thing. Needless to say that this account will be closed first thing on Monday.

Lotto Scam... follow up

April 10th, 2007 at 03:10 pm

This post is a follow up from my previous post on Lotto Scams. After reading the comments, I realized that other people got a similar letter, and even called the number. These are rules of thumbs that you should keep in mind in the event you should receive one of these letters:

#1... If you didn't enter a contest, or bought a lotto ticket, chances are you won't win. Why are you being told you won something you didn't enter in the first place?

#2... If you did buy that ticket or enter that contest, you should never, I repeat NEVER!! send in money to cover any kind of fees. If anything, you'll pay taxes, but that will either directly taken out of the winnings, or you'll have to declare them on your return comes the following year.

#3... Why is it always the lottery from Italy, Australia, or Spain or any other country than the one I live in? Seriously, I wouldn't be half as suspicious if the letterhead said "US Lottery" (Note that there is no such thing as the "US Lottery")

#4... The old adage is and always be true: "If it sounds too good to be true, it probably is"

Now, if, like me, you are curious and still want to call that number, well.. DON'T!!

What is most likely to happen is that you would deposit that check and send money back to them to cover those "fees" only to find out - after you're account as been debited off course - that the check you deposited bounced.

If you have received such an e-mail or letter, you can file a complaint with the FTC.

From the FTC website:

The FTC has these words of caution for consumers who are thinking about responding to a foreign lottery:

* If you play a foreign lottery — through the mail or over the telephone — you’re violating federal law.
* There are no secret systems for winning foreign lotteries. Your chances of winning more than the cost of your tickets are slim to none.
* If you purchase one foreign lottery ticket, expect many more bogus offers for lottery or investment “opportunities.” Your name will be placed on “sucker lists” that fraudulent telemarketers buy and sell.
* Keep your credit card and bank account numbers to yourself. Scam artists often ask for them during an unsolicited sales pitch.


If you are not sure the letter you got is, in fact, a scam, check this website:
Lotto Scam Repository. You'll also find resources on what to do in case you have replied to it.

The FTC have compiled a list of Spam Scams. You will find a lot more than just the lotto ones in there.

The internet is a great bucket of resources. But everywhere you go, some people will try to take advantage of a good thing, and the internet is no exception. Please be careful and do not trust anyone or anything that looks suspicious.

Shameless self promotion

April 7th, 2007 at 06:03 pm

As some of you might have understood, I'm on the market for a new job. I added my LinkedIn.com profile. Now, I'm adding the link for my personal website

I'm constantly working on it, adding things, removing other, changing things around, modifying CSS. It's not so much a content showing site as much as showing off what I can do with HTML, PHP, and CSS.

I'm hoping to help people put up their website.

Hope you enjoy and if you think of stuff I could add to make it better, feel free to suggest.

Having a blast with the new site... and Updates

April 7th, 2007 at 11:46 am

He he he... I've been playing around with colors for the past 30 minutes! I love it...

We are officially done with taxes. It cost us this year, about $1,000 in federal taxes.

Bills are getting paid as usual. So nothing new on that front.

Job interview... didn't go so well

April 3rd, 2007 at 02:13 pm

I've wanted to work at Deloitte's Financial Advisory Services for a few years now. I've gotten in touch with fellow alumni who work there, applied to all the job which description match my skills, had informal phone interviews, and so on.

A few weeks ago, tada! I get a phone call saying that my resume popped up and they're interested in having me interview. Yay!

I went through a phone screening, a first round of interviews, and a second round of interviews on Friday.

Phone call came a little later on Friday from HR: "Thank you, but No Thank you!". I am told that my SQL Server and VB skills are not solid enough. Ok, so I don't use SQL Server, I use Oracle. I don't use VB, I use Java, Javascript, ASP and PHP. They're not the same, but once you know a programming language or a DBMS, it's just a mater of adjusting. So yeah, I'm a little pissed because I think the guy's explaination holds no water!

I still emailed him and thanked him for his time, blah, blah, blah... I also added that I was very motivated and wanted to know what I could/where I could go to improve these 2 skills. That's how much I wanted this job. If he told me to jump of a bridge to get it, I would. I also called him at the end of the day (we're still Friday at that point).

Well... I don't know what happened. He must have though I was harassing him because I got a phone call this morning from the same person at HR I had been speaking with. She leaves me a voicemail telling me that they will not follow up with my candidacy (I knew that already) "be it now or in the future"... WHAT (???). She tells me verbatim: "You can continue to look at our site, and apply for positions, but other than [in that group], but I don't want you to keep reaching out to [that guy]."

What is this all about??? Basically she's telling me that I could become a SQL Server and VB expert, they would not consider me. What did I ever do to that guy?? So that's the part I am fuming about.

Am I overreacting here or should I feel that enraged?