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Archive for September, 2011

Let's recap...

September 28th, 2011 at 04:16 am

Last blog entry was in July 2007... Holy moly, 4 years.

So, where are we at? First, let's take a look at where I left thing at...

Hhmm... Not all that inspiring. Our total credit card debt was a bit above $12,500.

And in September 2011? $10,500. We actually reached an all-time-high of $21,800 in August 2009 (Did I mention I keep record of everything? Wink )

The numbers are not aw inspiring, but there are a few things that have changed since 2007:
1. I changed jobs in early 2010 and am making a bit more money
2. We have a plan to pay off the debt - which started in February 2010
3. We have the motivation!! - laugh all you want, but this is making a huge difference.

So the plan:
I love spreadsheets! So I've come up with a card-by-card and month-by-month pay off schedule.

If we stick to the schedule (and WE WILL!), we're on our way to pay all of our credit cards by April 2012. The monthly payment on credit cards is along the line of $1200-1400 depending on the month. This is a big chunk of our budget, but it's just necessary at this point. I'm simply tired of dragging this debt around. It's ridiculous and preventing us from enjoying ourselves.

So here we go... April 2012! Let's do it Smile

I'm back!!

September 10th, 2011 at 07:02 am

Well, I don't know what to say. I thought I could go on my own. Create my own blog, but it's hard work, especially when you don't have a supporting community as there is here.

I've decided to close my Wordpress blog and come back to my SavingAdvice blog.

Posting this right after the year-old "I did it!" post is a little ridiculous, but I'll live Smile

I'm on vacations, visiting family and friends right now. I think being here at home is giving me some inspiration and motivation to start blogging again.

I need to do a little bit of dusting around my page as well, but I'm glad I'm back here.