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Archive for November, 2006

In dire need of a pep talk!!

November 29th, 2006 at 11:38 am

I'm such a chicken...

Let's rewind to yesterday. My 2 little helpers at work submit their hours twice a month to my boss. Because she cannot actually check them and make sure they are correct, last week she asked me to check and approve them before sending them to her. Well, one of them has gone overboard. I actually do keep track of their hours (yeah, ok, it's a little sneaky, but I had a few suspicions). He has submittted a whole 12 hours more than what I have. I am very mad because I know he knows he didn't work that many hours. Now, I have to make things clear that I will not tolerate that, but I'm so not that kind of boss. I'm the kind of person that will leave you alone as long as you do what you're supposed to do. I hate confrontation. I'm getting all shaky right now just writing about it.

But I can't let him get away with this either. Our boss is a bit of a pain (ok, she's a huge pain), but it doean't mean you can take advantage of it like that.
All morning I've been telling myself to talk to him. I just can't get my butt of this chair!!! I need you guys to motivate me... It WILL BE DONE BY THE END OF TODAY!!

My list... Did I miss the momentum?

November 19th, 2006 at 02:49 pm

Ok, I know, I'm a little late for that. I have been thinking about what I would put in that list for the past few days. I haven't been able to come up with that many, but here it is:

1. I'm an only child. Grew up in a village in the Eastern part of France. Population: 500.

2. I went to elementary school where there were about 25 kids (K through 5). The school is still there today and 32 kids were signed up at the beginning of this school year.

3. I got into a car accident when I was 16. I still carry the scars on my forehead, and hands. My husband tells me he can't see them, but I know they're there.

4. I had a piece of glass in my forehead for about a year after that accident that was eventually removed. It caused me my worst headaches.

5. As another result of this accident, I had a nose job at 19. I don't like to shout that out. I feel like people perceive me as shallow if I mention it. Then I feel obligated to explain why. So I don't bring it up.

6. I was born in Switzerland, but I am French.

7. My husband is 15 years older than I am. It doesn't bother me, but doesn't sit too well with mummy dearest. After being together for 6 years, living together for 5 and being married for 1 year, you'd think she got over it a little.

8. I have a Master's degree.

9. I love computer and technology in general.

10. I don't trust people very easily.

11. Both the cars I have (one is in France, the other one is here) are VW. I just love these cars.

12. My husband is the bad one with finances, I'm the good one. I've been trying to make him change some of his bad spending habits, and to my delight, he HAS changed (some) of them. He still has a little bit to go, but I'm very proud.

13. I was always the quiet one (still am). I never participated in anything in junior high, high school or college because I was shy. Which I regret because...

14. ... I'm very curious and want to learn everything about everything. When we bought our comforter about a year ago, I researched for weeks the different kind of comforter, learnt all the terms. It took forever and drove my husband crazy. But we got a great comforter.

15. I once completely ripped out both someone else's front bumper and mine getting out of parking lot with my car because I had a little bit too much too drink. I know it shouldn't be funny and I should have never been drinking and driving but it was hilarious then, and still is the funniest thing to me. You should have seen my friends faces when I arrived at the house we were meeting at: "Where is your front bumper??", and me pulling it out of back seat.

16. I worked at Six Flags Magic Mountain for 3 months in the summer of 1999.

17. And got a tattoo while walking on Venice beach one afternoon I had off.

18. My grandpa is from Corsica, a tiny island off the south coast of France. I've only been there once, and wish to go back some day. He was a veteran in the French Army, and went to WWII.

19. Talking about veterans, my husband is also a veteran. He went to the Gulf War (the first one) and was stationed in Saudi Arabia for 9 months (I think)... and I was only 11 (Oh! he hates when I remind him) Smile

20. I was lucky to have a mother who took me to every part of the world when I was younger. She took me to Morocco, Tunisia, Turkey, The Maldives, Saint Lucia. Too bad I was too young to appreciate it to the fullest.
I also grew up few hours from the Italian border, and never bothered to go there!! Go figure

Hey, I've made it to 20. Never though it would happen. Hope you enjoy as much as I've enjoyed all of your lists!

Stock options?... Huh?... What?

November 15th, 2006 at 11:17 am

Here's my situation: I've been working for a start-up company for 3 1/2 years now. The company itself is 7 years old (and still can be classified as a start-up apparently!).

Anyhow, my boss has brought up a few times the fact that I would get stock options... Someday.... Maybe. I want to sit her down, talk about it, and come up with a figure. The problem? I have no idea what I should be asking for, or what I'm worth.

I know the people with more experience (the ones who know what start-ups are all about that is!) she has hired recently have come to an agreement about stock options before even accepting the job.

So why haven't I done that? Well, I got this job when I was a student, not knowing what start-ups where, let alone stock options. I feel like I should be getting some decent number of shares, if only for the fact that I am the employee with the most seniority - we do have quite a turnover here. I am also the only one around here that knows both about how the software we build works (and that's no small task) as well as the database (ditto!). Therefore, I am valuable Smile And I can say that without feeling like I'm a complete ass who thinks the world of herself, because it is actually true.

So that where you guys come in the picture... December 31st is big step as far as me working here, and I want to have something signed by then. My boss is not going to just offer me what I'm worth (she WILL try to get me to agree on the smallest number that she can). I need your help here! If you've had experience in a similar situation, I do need feedback so I can be prepared.

Our first mortgage payment...

November 13th, 2006 at 06:11 pm

... will be paid on 11/17, (due 12/01). Strangely, it feels good. It also made me realize we'll be overbudget this month. I've known that payment was due on 12/01, but for some reason, didn't bother to include it in the monthly budget. I though "Oh great, we don't have mortgage payment due until Dec. 1st, let's send super duper mega payments to all the credit cards, and car loan this month". Tonight I'm thinking that wasn't such a great idea. We'll get over it, we have little (tiny) cushion, but we'll have to be careful from now on.

RCN here I come!!

November 13th, 2006 at 01:16 pm

After my delightful conversation with a Comcast service rep on Saturday, I decided to call RCN to see what these guys had to offer.

Ok, let's compare the 2:
Internet: $47.90 (incl. an extra IP)
TV: $62.25 (incl. $9.95 for int'l channel)
TOTAL: $110.15
Internet: $35.99 (discount from $39.95 because we own our own modem)
TV: $39.00
-$20.00 for 1 year
TOTAL: $54.99

Well that's a big head scratcher!!
Someone is scheduled to come to our house on Saturday Smile

So much for getting my Comcast discount

November 11th, 2006 at 11:03 am

That post is under the "Savings" category. But it should be "Savings... or trying to". Smile

So I just called Comcast. First I wanted to make sure a credit from my account at the previous address had, in fact, been credited to my new account, which it had.

Second, I wanted to cancel an international channel we receive. It cost $9.95 (yes, $9.95 for ONE channel) a month and I barely watch it. That was a waste. They charge me a one time fee of $1.95 for change of service. All I could do was sigh at it. $1.95 for a guy to go into my account and click the "delete" button next to that channel. That must be worht that much, at least!

Last, I asked for a discount. I explained that I have been with Comcast for 5 years, like their service, BUT they were expensive and I now had the opportunity to go with other providers of high speed internet and cable TV for cheaper than what they offered. The rep replied he couldn't give me a promotional offer, to which I quickly replied that I was not interested in a promotional rate, I just wanted a discount on my current rate. He ended transfering me to some other department because he couldn't anything for me apparently.
The woman I then spoke with told me she couldn't offer any discount because I was getting the $25 dish buy-back credit already. I explained that I had been a cutomer of Comcast for 5 years... yaddi-yaddi-yadda!! Same speach all over again. I also mentioned that I should not be getting the dish buy-back credit anymore, that it should have stopped on 10/21. I AM TELLING HER THAT COMCAST DOESN'T OWE ME THIS MONEY ANYMORE!!! You'd think she would run a stop it. But no, she would not change her speach about the dish promotion and that I couldn't get any other discount because of it.
I was not very subtle about the fact that RCN offers a better rate and that I was consider mocing my business to them... I guess Comcast doesn't really care about their retention rate!

Update: 1st E-loan interest and other stuff...

November 9th, 2006 at 09:26 am

I haven't been keeping up with my goal to post at least every other day. Not that I don't have a lot to say. I've been busy at work and getting home at 8pm doesn't make me want to get in front of my computer... Anyway... Let's see...

I checked my E-Loan account the other day and saw the interest paid (actually not paid... It shows the interest, but it doesn't show in the balance)
Their FAQ says:
"Q: How do you calculate interest?
A: Interest on your account is compounded daily and credited monthly. For more details, see our Terms and Conditions."

We bought a programmable thermostat over the week-end. I wanted to install it but I'm waiting for day light to do it. So we don't freeze to death in case I mess it up, and have the time to call someone... Just in case! lol. Anyway, dear hubby doesn't trust me to do the job right I guess. He called an electrician to come next week end. :/ Nice. I'm not too offended acutally. I was getting a little scared to do this myself.

Best deal on Compact Fluorescent Light Bulbs

November 4th, 2006 at 05:34 pm

I went to our local Home Depot this afternoon (in Reading, MA) to get a few things for the house. Tomorrow I will install our programmable thermostat.
We also went for Compact Fluorescent Light Bulbs, and boy did we find a deal. The pack of 6 bulbs usually goes for $9.99. They were on sale for $3.99. In addition, I found coupons, in the store, for an extra $2 off a pack. That means we got 3 6-pack for only $1.99 a pack!! Woohoo... we have enough CFL bulbs to last us a lifetime.

Our beautiful chinese maple tree

November 3rd, 2006 at 07:10 am

Every morning I go out the door ever since we moved to the new house (one week anniversary... Yay!! lol) I am amazed by that tree. The leaves are small and so red. I couldn't help but take pictures this morning.

Monthly deposit to E-Loan account

November 1st, 2006 at 10:46 am

Made another transfer to our new e-loan account, which brings our balance to $5,800.

Below is the state of our affairs... A lot of the entries under liabilities have to go. Namely Amazon, Target, Orchard and Aspire for the credit cards.
Our dental and medical bills will also be paid starting Jan 2007.